Author Archives: Mortgage Insurance Deduction

What Common Factors Affect Auto Insurance Rate Quotes?

Did you know that approximately 16% of drivers in the United States are currently uninsured? Most states, with some small exceptions, make it law that all drivers, regardless of age or means, have auto insurance. Why? Quite simply, if you get into an accident you need to be able to pay for the damages done more »

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Unfortunately, Fraud and Foreclosure Often Go Hand in Hand

After rising every year from 2004 to 2011 – from just over 1.2 million to nearly four million – the number of foreclosures in the United States in 2012 dropped to 2.3 million. While there are lots of factors that come into play, including the fact that it has become a bit more difficult to more »

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Worried About Losing Your Home? Three Steps You Can Take to Avoid Foreclosure

About 1 in every 72, or 1,800,000 U.S. homes, filed for foreclosure in 2012. Foreclosure happens when a borrower, the home owner, is unable to make good on their payments, and the creditor has to recover the balance of the loan by repossessing the house. Have you heard about alternative options, if you find yourself more »

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What to Know About Mortgage Premiums

Buying a home is no small accomplishment. You work hard, save for what seems like forever, and you search near and far for the perfect home. There is more to buying a house than just a down payment, however. You will also be faced with closing costs and monthly mortgage payments, which can all add more »

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4 Ways Homeowners Can Cut Taxes

Owning a home is always expensive, no matter where someone lives. In fact, the average cost of a home is more than $150,000, and, in order to pay it off, homeowners will have to make costly monthly mortgage payments. Fortunately, there are certain mortgage insurance premium deductions and dedications for home insurance that people can more »

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Four Tips for Figuring Out What You Can Deduct with Your Mortgage Insurance Premium

As you might be aware, mortgage insurance is insurance used to compensate investors or lenders in the event of a default on mortgage loans. This insurance is usually used in lieu of a 20 percent standard down payment, since some people, especially first time home buyers, cannot afford that. These insurance policies came under increased more »

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Christopher Williams Agency in Pittsford NY

Christopher Williams Agency 26 S. Main Street Pittsford, NY 14534 www.Christopherwilliamsagency.com 585-586-3060 Our team of experienced and professional insurance experts individually evaluate your auto, home or business insurance needs and work with you to provide optimum coverage at competitive pricing.

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Make That Mortgage Payment a Little Bit Cheaper

Buying a home can be pricey enough without having to worry about the cost of mortgage insurance premiums. With the cost of a down payment, closing costs, and that monthly mortgage payment, buying a home can be incredibly taxing on your wallet. There are some dedications for home insurance premiums that could help you out more »

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Relieve Yourself From Mortgage Insurance Premiums

A mortgage insurance premium can range from anywhere between 0.3 percent to 1.15 percent of the loan amount per year. Mortgage is required by lenders when the down payment you make on your new home is less than 20 percent of the sales price, and acts as a safety net for the lender should you more »

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Learning About Mortgage Insurance Deductions Easily

A mortgage insurance deduction is something that you should consider carefully so that you can get the most competitive possible rate when you are paying taxes. Your mortgage insurance premium deductions will vary depending on how much you spend on your home as well as what sort of home you have and what other charges more »

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